Help! The cat’s run away with the bubble wrap. The real estate book giveaway inspired by our impending office move continues today with Navigating the New Mortgage Minefield.
Navigating the Mortgage Minefield: Your Complete Guide to Avoiding Costly Problems and Finding the Right Loan in Today’s Market by Richard Giannamore and Barbara Bardow Osach
We all know that the mortgage market has never been more volatile or more uncertain. Today, more than ever, as a homeowner you need to understand just what can go wrong in this market and what you can do to fix it. As an expert in the mortgage industry, Richard Giannamore has helped thousands of people avoid the traps that can cost them a fortune. Now, in Navigating the Mortgage Minefield he shows you how to take control of the loan process, not fall victim to it. Complete with up-to-the-minute advice that will help you understand recent developments like government bailouts and the new Hope for Homeownership program and how they will affect you, this book also helps you maneuver through the minefield that is emerging in loss mitigation and mortgage modification.
Here Giannamore offers invaluable tools such as:
self-assessments that will help you choose the best loan features and providers for your needs • clear explanations of “fine print” obligations in the mortgage note and the consequences of not meeting them • a list of borrowers’ rights • warning signs to detect and avoid loan originators who place their own interests first • remedies for homeowners who find themselves in trouble.
Complete with a detailed worksheet allowing you to determine how much house you can really afford, rather than how much you can qualify for, this book will help you make smart choices and avoid disaster—whether you are looking for a new home or looking to keep the one you already have.
Richard Giannamore is President and CEO of Mortgage Services, Inc., and has more than 25 years of experience in the business. He is also CEO of Financial Program Strategies. He lives with his wife, Paula, in Connecticut. Barbara Bordow Osach is a consultant to Mortgage Services, Inc. Together, she and Mr. Giannamore are the authors of The High-Income Mortgage Originator.
Reminder: Monday through Friday, beginning October 10, we will be giving away one copy to each of the first five commenters on each real estate book giveaway blog post. The posts will go up at 6:00 am ET and you have 24 hours to comment.
Post your comment below to win one of 5 copies of Navigating the New Mortgage Minefield!